19+ Advanced Learner Loans can be used to pay tuition fees and are designed to make studying as an adult more accessible. Eligibility does not depend on income, there are no credit checks, and anyone over the age of 19 can apply as long as they’re studying an approved course at Level 3, 4, 5, or 6.
19+ Advanced Learner Loans can be used by adult students to pay tuition fees and have been designed to make studying as an adult more accessible. Eligibility does not depend on income, there are no credit checks, and anyone over the age of 19 can apply as long as they’re studying an approved course at Level 3, 4, 5, or 6.
When you’re applying for the loan, you can choose the amount you want to borrow, from £300 as the minimum, up to the maximum amount of the course cost. The money you loan will be used to pay your tuition fees only. In order for the payments to be made, your attendance will need to be confirmed two weeks after you’ve started your course and every three months after.
Any payments will be made directly to us so, once approved, you won’t need to worry about this, unless you’re paying some of the course fees yourself.
You will only start repaying the loan when you earn over £2,274 a month, and repayments will total 9% of your income over that threshold (correct at time of publish but may be subject to change).
The exception to this is if you’re studying an Access to HE course and then go on to complete a HE qualification (with the exception of Foundation Art Degrees), Student Finance England will write off your 19+ Advanced Learner Loan so you will not have to repay it at all.
Please note: if you are aged 19-23 and you are about to embark on your first full Level 3 course, you are legally entitled to full funding and will not need to take out this or any other loan.
19+ Advanced Learner Loans are managed by Student Finance England.
You’ll need to apply online through Student Finance England, providing your personal details, National Insurance number, contact information, nationality, residency, your course, and how much you’d like to borrow. Student Finance England will then write to you to confirm your loan, usually within two weeks.
It’s also possible to apply using a paper application, though this takes longer to process.
You can visit their website to find out further information, and to apply. You can also call them on 0300 100 0619 for more guidance.
If you would like to seek impartial advice as to whether the 19+ Advanced Learner Loan would be the best option for you, please visit the Money Advice Service.
You can also contact us directly to get more information on any aspect of the loans process.
T: 0114 260 2600
The 19+ Advanced Learner Loan will cover the cost of your course. For any other related expenses such as travel, books, equipment, or childcare, you may be eligible for additional financial support.
You can read more about your options with The Sheffield College by clicking here.
You are eligible for this loan if you are:
These loans are available to cover the cost of the following qualifications:
To check whether the qualification you wish to apply for is covered by the 19+ Advanced Learner Loan, contact one of our advisors who will gladly confirm this for you.
T: 0114 260 2600
You will need to provide details of:
You’ll also be expected to supply:
No, the 19+ Advanced Learner Loan will cover the full duration of your course.
If you decide prior to starting your course that you do not wish to undertake the course, or that you don’t want a loan to cover the course fees, you can contact Student Finance England who will cancel your loan application with no repayments necessary.
No loan payments will be made to the college until you have been studying for at least two weeks. If you leave the course after you have been there for more than two weeks, you’ll be liable to repay the loan payments that have been made to the college or training provider on your behalf.
Repayments will be automatically deducted from your income through the tax system from the April after you complete or leave the course, and only if your monthly income is more than £2,274 (this is the current threshold and is subject to change - click here for the most up-to-date information) before tax.
Repayments will total 9% of your income that’s over the monthly threshold of £2,274.
If your annual income is £28,800 and you are paid a monthly wage, this means that each month your income (before tax) is £2,400 (£28,800 divided by 12). This is £126 over the threshold of £2,274. This means that you’ll pay back £11 per month, which is 9% of £126.
The maximum amount of loan available to you depends on the type of qualification you’re undertaking. We can advise you on this - please contact us directly if you’d like to speak to someone for more information.
T: 0114 260 2600
The 19+ Advanced Learner Loan is only available to help cover the cost of the course. However, here at The Sheffield College we have several financial support options available to our students. You can find out more about your options here, or by contacting us directly.